Dodge Online Shopping Scams
Online shopping has become a convenient way for seniors to access a myriad of products. However, with the convenience comes the need for vigilance.
According to the FBI, online shopping scams were the second most reported fraud among seniors in 2021 — they received more than 13,000 complaints of fraudulent products and nondelivery.
The online shopping landscape is vast, offering a multitude of choices at the click of a button. Unfortunately, it also opens the door to potential scams and fraudulent activities. Understanding the risks is the first step towards safer online shopping.
Stick to well-known and reputable online retailers. Recognizable names often have established security measures to protect customer information. If in doubt, research customer reviews and ratings to gauge the reliability of the website.
Ensure the website is secure by looking for “https://” in the URL and a padlock icon in the address bar. This indicates that the website encrypts data during transmission, protecting your personal and financial information.
Regularly update your device’s software and install reliable antivirus programs. This helps safeguard against potential security vulnerabilities and protects your system from malicious software.
Create strong, unique passwords for each online shopping account. A combination of letters, numbers and special characters enhances security. Avoid using easily guessable information, such as birthdays or names.
Be cautious of unsolicited emails or messages claiming to be from online retailers. Legitimate companies rarely ask for sensitive information through email.
Verify the authenticity of such communications independently before taking any action. Familiarize yourself with the privacy policies of online retailers. Reputable websites are transparent about how they handle your data. Avoid websites that lack clear privacy policies or seem reluctant to share this information.
Opt for secure payment methods, such as credit cards or trusted online payment services. These methods offer additional layers of protection, and credit cards often provide the option to dispute charges in case of raudulent activity. Legitimate online retailers provide clear contact information, including a physical address and customer support details. If a website lacks this information or provides only an email address, exercise caution.
Regularly review your bank and credit card statements for any unauthorized transactions. Report any discrepancies to your financial institution immediately to prevent further unauthorized access. Stay informed about common online scams. Understanding the tactics used by cybercriminals can help you recognize potential threats and avoid falling victim to deceptive practices.