Check your Social Security earnings

I want to make sure I have enough credits to receive Social Security retirement benefits when I need them. How can I get a record of my Social Security earnings?

The best way for you to check whether you have earned enough credits (40 total, equaling 10 years of work) is to open a free Social Security account at www. socialsecurity. gov/ myaccount to review your Social Security Statement.

Once you create an account, you can:

• Keep track of your earnings to make sure your benefit is calculated correctly. The amount of your payment is based on your lifetime earnings.

• Get an estimate of your future benefits if you are still working.

• Get a replacement 1099 or 1042S.

• Get a letter with proof of your benefits if you currently receive them.

• Manage your benefits.

• Change your address.

• Start or change your direct deposit.

Accessing your Social Security account is quick, convenient and secure, and you can do it from the comfort of your home.

In some states, you can even request a replacement Social Security card online using your Social Security account. To find out where we offer this service, go to socialsecurity. gov/ssnumber.

This column was prepared by the Social Security Administration. For fast answers to specific questions, contact Social Security tollfree at 800-772-1213 or go to socialsecurity.gov.