SAME SCAM 6 DIFFERENT WAYS
• Mystery shopper scam: Victim gets a bogus check and is told to deposit it, keep some as their pay and then wire the remainder to test a store’s money transferring service. The victim’s bank doesn’t realize the deposited check is a fake until long after the wired money is gone.
• Car wrap scam: College students sign up to have their car wrapped with the logo of a beer or energy drink brand. Scammers send fake checks and tell the students to deduct their pay and forward the rest to the supposed car wrap company (which is actually the scammer). Later, the checks bounce, leaving the students on the hook.
• Law firm scam: Scammers hire a law firm to collect money from a supposed debtor. The firm reaches out to the debtor, who is actually the scammer and who sends the law firm a counterfeit check to pay off the debt. Thinking the issue is resolved, the firm deposits the check, takes out its legal fee and forwards the rest to the client. After that, the check bounces and the firm is liable to its bank for the money.
• Overpayment scam: Fraudsters pretend they want to buy an item sold on Craigslist or similar site. They “accidentally” send a bogus check for more than the sale price; then ask the victim to deposit the check and send them back the difference.
• Nanny scam: Con artists pretend to hire a nanny or caregiver, sending a fake check to purchase equipment like a stroller or wheelchair to prepare for the job. The victim deposits the check, then sends money for the equipment to a bogus equipment seller that’s really a front for the scammer. • Lottery scam: Fraudsters tell the victim he’s won a lottery or sweepstakes, then send him a counterfeit check for his “winnings.” The victim is asked to wire money to pay taxes and fees — but when the check bounces, the victim is on the hook.