Improve your financial literacy

Since 2004, April has been recognized as Financial Literacy Month across the United States. But this issue is clearly a 24/7 concern for everyone, year-round.

Toward that end, there are two things to keep in mind. First, you’re never too young, or too old, to begin or to continue learning. And second, “Buyer beware:” Always consider the sources of financial information, including their credibility and motivation, along your learning journey.

It’s crucial to discern the good from the bad in this era of misinformation. Fraudsters and scam artists lurk, whether online surfing, in unsolicited phone calls, or even in person.

To combat those problems, three years ago I began volunteering with The Society for Financial Awareness, a national 501(c)3 organization whose mission is to spread financial literacy.

Other helpful resources for unbiased, accurate and balanced information include your local library, park districts, community colleges and universities, and other agencies with vetted programs, generally free, on an array of financial topics.

Financial stress is an endemic that has plagued our nation for far too long, negatively affecting so many areas of people’s lives. Anyone can grow in this area and improve not only their financial footing, but the peace of mind and sense of security that comes with it.

Greg Kurinec, New Lenox, certified financial planner

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