5.33

Chicago Sun-Times - - Money -

who say af­ter pay­ing debt set­tle­ment com­pa­nies for months, they have set­tled lit­tle to no debt.

To­day and Fri­day we share con­sumer ad­vo­cates’ tips for those in need of debt re­lief:

† Try to re­solve your debt prob­lems with your cred­i­tors di­rectly.

† Con­tact a non­profit credit coun­sel­ing ser­vice for ad­vice. To find the near­est one, call the Na­tional Foun­da­tion for Credit Coun­sel­ing at 800-3882227 or visit www.nfcc.org; or the As­so­ci­a­tion of In­de­pen­dent Con­sumer Credit Coun- S&P 500 up 0.5 per­cent to 1,097.50 sel­ing Agen­cies at 866-7038787; www.aic­cca.org.

† Read the fine print. Walk away if the com­pany’s con­tract doesn’t con­tain the prom­ises that were made to you or con­tra­dicts what you were told.

Francine Knowles

AP PHO­TOS

sun­times.com/ tech­nol­ogy The Ap­ple iPad at ac­tual size — with a 9.7-inch screen — should do what the com­pany does best: rede­fine a tech­nol­ogy mar­ket.

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