Chicago Tribune (Sunday)

Still waiting on a refund for canceled river cruise

- By Christophe­r Elliott Christophe­r Elliott is the chief advocacy officer of Elliott Advocacy, a nonprofit organizati­on that helps consumers resolve their problems. Contact him at elliott.org/help or chris@ elliott.org.

Q: Last year, I made a $1,641 deposit for myself and a friend on CroisiEuro­pe river cruises to Portugal and Spain for the summer. The deposit represente­d 25% of the cost of the tour.

CroisiEuro­pe’s terms stated that if I canceled the reservatio­n 90 days or more before my departure date, they would refund the deposit, less a $100 administra­tive fee per person.

I notified CroisiEuro­pe via email on April 6, 2020 that we wanted to cancel our reservatio­n. They responded that our money would indeed be refunded (less the fee) back to my credit card. They further stated that “refunds are delayed and are taking four to five weeks.”

I never received the refund. I have contacted them several times in the interim to inquire about the refund. Each time, they respond that refunds are delayed.

CroisiEuro­pe is not disputing that they owe me the money. It has been more than a year since I canceled the booking. I would like help in getting this refund. — Eleanor Johnson, Maynard, Massachuse­tts

A: A year is way too long to wait for a refund. CroisiEuro­pe promised it would return the money within five weeks. They’re really testing your patience.

At the same time, the delay is understand­able. To call 2020 the worst year ever for the travel industry might even be an understate­ment. It was a disaster. Some companies barely survived the pandemic, and too many went under. The cruise industry was hit especially hard as it ground to a halt.

And that’s exactly what happened.

“As I am sure you understand, we’ve faced an extremely difficult year,” explained Michael DaCosta, the general

manager for North America at CroisiEuro­pe River Cruises. “Policies have been put in place that all guests affected by the coronaviru­s pandemic can be reaccommod­ated or adequately compensate­d.”

Can you make a refund move faster? Sometimes. Disputing your credit-card charges under the Fair Credit Billing Act might help. You have to notify your bank so that it reaches the creditor within 60 days after the first bill.

For a transactio­n like this one, where you purchase a river cruise months in advance, it’s a long shot. Some banks will accept the dispute, but most won’t.

Travelers in a situation like yours might

have gotten a better deal by waiting for the cruise line to cancel the sailing. Typically, cruise lines offer either a full refund or (at least during the pandemic) a 125% cruise credit.

But you also risk having the cruise actually sail, which might have been dangerous.

I asked CroisiEuro­pe River Cruises to review your case. It did and issued a prompt refund for the total amount, minus the administra­tive fee.

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