Affordable housing, long overlooked, getting federal boost
After her home flooded five times in the past year, Tilicia Owens was on edge with every impending storm and ready to leave her Detroit neighborhood behind.
But then the 40-year-old quality engineer heard the city had a program that could prevent heavy rains from inundating her basement and damaging her furniture, photos and exercise equipment. The city is tapping $2.5 million in federal stimulus money as part of a $15 million effort to provide pumps and other equipment to help prevent flooding in 11 neighborhoods.
“That would mean the world to me,” said Owens, who has applied to the city’s Basement Backup Protection Program, which would provide homeowners a pump to remove floodwaters or a valve outside the home to prevent water from entering.
“I have invested so much into my home,” she added. “I want to protect that and I want to protect my investment. It would take away all my anxiety.”
Detroit has turned to the $350 billion in Coronavirus State and Local Fiscal Recovery Funds to partly finance the project. Part of the $1.9 trillion American Rescue Plan approved last year, the money is meant to help communities recover from the pandemic and can be used for everything from job creation to child care to housing.
More than 60 states, counties and cities, including Detroit, are tapping the funds for housing programs.
With President Joe Biden’s Build Back Better bill floundering and federal Emergency Rental Assistance running out in some places, the funds have become a critical source of money to address a shortage of affordable housing and a growing homelessness crisis. Prioritizing housing is also a reminder that the long-running shortage of affordable housing, especially in communities of color, has worsened during the pandemic, a time when a looming eviction crisis and rising housing prices threatened millions of families.
“There was already growing awareness before the pandemic in states and cities around the country that affordable housing problems that always existed were reaching an all time level and just had to be addressed,” said Stockton Williams, the executive director of the National Council of State Housing Agencies. “The pandemic has shown a brighter light on that, especially as they relate to the most vulnerable renters and homeowners.”
For many communities, the amount of money available in the state and local fiscal recovery funds is also historic and more than many have spent on housing in a year or even a decade.
“This is certainly transformational funding,” Jacqueline Edwards, the director of the Maricopa County Human Services Department in Arizona, said of the nearly $85 million it has to spend on everything from new housing to additional shelter beds to helping homeowners repair their air conditioning and stay in their homes when temperatures heat up. Typically, the county has a few million dollars to spend each year on these services.
“We’ll be able to make significant changes, not just that will impact today, but will impact lives for years to come,” she added.
But advocates say it still is only a start and significant federal investment — much of it in the Build Back Better bill, passed by the House but currently held up in the Senate — is necessary to fix the problem.
According to the Center on Budget and Policy Priorities, 1 in 4 families eligible for federal rental assistance received it before the pandemic. The National Low Income Housing Coalition estimates that $86 billion annually is needed over the next decade for universal housing vouchers and housing funds. Another $70 billion is needed for public housing repairs.