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The Montgomery County Office of CARES Act housing programs

Eligibility for each housing program requires a loss of employment income after March 1 due to COVID-19. The loss of income could have been caused by a layoff, reduced work hours, furlough or reduction in pay.

The HomeOwnership Center, a program of County Corp, is administering the Mortgage Assistance Program, which can help residents bring mortgage payments current.

Montgomery County residents may qualify for mortgage relief if you:

■ Own a home in Montgomery County with an original mortgage of $200,000 or less.

■ Are behind on mortgage on or after March 1. Applicants will be required to complete an application, provide required documentation, and discuss the circumstances with HomeOwnership Center staff as well as participate in follow-up with HomeOwnership Center staff about financial and mortgage status.

Apply for the Mortgage Assistance Program at www. homeownershipdayton.org/map

Miami Valley Community Action Partnership is administering the Rental Assistance Program, which can help people catch up on rental payments.

Renters may qualify for relief if you:

■ Rent your residence in Montgomery County.

■ Fell behind on rent on or after March 1, 2020.

■ Complete the application available on Miami Valley CAP’s website. An intake specialist will follow-up on applications and ask for additional documentation. Apply for the Rental Assistance Program at https:// miamivalleycap.org/intake-form/

Residents may also qualify for financial assistance with gas, electric, or bulk fuel utility payments due to loss of income caused by the coronavirus pandemic.

Apply for the Utility Assistance Program at https:// miamivalleycap.org/utility-assistance-intakeapplication/

Residents can also sign up at www.mcohiocares.org for email alerts about the programs, including upcoming financial aid programs for agriculture, education, nonprofits or healthcare institutions.