THE FORBES FINTECH50

While crypto prices and ICOs collapsed, overall investment in fintech surged in 2018, hitting $55 billion worldwide, double the year before, Accenture reports. Big fintechs are getting bigger—19 of the 2019 Fintech 50 are valued at $1 billion or more. But there are also 20 startups making their first appearance on our fourth edition of this list. All our picks are private companies and have operations, customers or impact in the U.S., even if they’re not based here. See more details on each at FORBES.COM/FINTECH50.

EDITED BY JANET NOVACK AND MATT SCHIFRIN REPORTED BY JEFF KAUFLIN, TOM ANDERSON, MICHAEL DEL CASTILLO, ANTOINE GARA, SARAH HANSEN, JONATHAN PONCIANO AND KRISTIN STOLLER