TURBOCHARGE YOUR CASH

Thanks to a rush of fintechs and nonbank alternatives,

you no longer need to settle for pitiful bank deposit returns. Goldman Sachs’ digital bank, Marcus, and Fintech 50 members Betterment and Credit Karma are among those paying 1.7% or more on FDIC-insured money-market accounts. Even better, the fintechs will spread your money among multiple banks, boosting your effective FDIC insurance coverage from $250,000 to $1 million or more. Or, for 0.08% a year, MaxMyInterest.com links to your bank account, sweeping excess cash to the highest-paying

insured accounts online. —Sarah Hansen