HEAD­QUAR­TERS: Louisville, Ken­tucky FOUNDERS: Demetrius Gray (CEO), Jer­maine Watkins EM­PLOY­EES: 11

Gray, 32, quit his job at a large bank af­ter the 2008 crash to work as a storm con­trac­tor in his na­tive Ken­tucky. He soon re­al­ized that in­ef­fi­cien­cies in re­con­struc­tion and in­sur­ance were forc­ing peo­ple with dam­aged homes to wait months or even years to re­build. In 2016 he teamed with se­rial en­tre­pre­neur Watkins, 36, to launch WeatherChe­ck. The $3.5 mil­lion (est. 2020 sales) startup col­lects data from dozens of sources (in­clud­ing FEMA and map­ping-soft­ware maker Esri) to cre­ate a de­tailed model of weather dam­age across the U.S. and Canada. That en­ables it to work with in­di­vid­u­als, mort­gage lenders, cor­po­ra­tions and in­sur­ers to iden­tify weather-re­lated dam­age as soon as it hap­pens and process claims faster. Since the pan­demic started, it has also part­nered with busi­nesses to mon­i­tor storms that af­fect em­ploy­ees work­ing re­motely.

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