CHINA CONSTRUCTION BANK

BEIJING, CHINA

The massive bank has built BC Trade 2.0, where 75 financial institutions can quickly identify risky borrowers, as well as compete to offer lower rates to more desirable ones. So far, the platform has facilitated $134 billion worth of loans for 5,800 users, including manufacturers and trading companies. Importantly, the platform cuts out Swift, the interbank messaging platform that was a required middleman before blockchain.

BLOCKCHAIN PLATFORMS: BC Trade 2.0, Hyperledger Fabric, Hyperchain