HOW TO PLAY IT

The business of cloud computing that Figma practices is booming in the postpandemic world. Gartner forecasts worldwide enduser spending on cloud services to grow 23% this year to $332 billion. Investors who want a piece of the action can tap into cloud computing exchangetraded funds from First Trust, WisdomTree and Global X. These ETFs have catchy cloud names but come with expense ratios that range from 0.45% to 0.65%. Because most tech companies are cloud companies, you could get substantially the same exposure and a 0.10% expense ratio with Vanguard’s Information Technology ETF.

Those with a taste for turnarounds and dividends to go with their cloud plays should check out IBM and its 4.6% dividend yield.

John Dobosz is editor of Forbes Dividend Investor and Forbes Premium Income Report.