HAM SERUNJOGI
Age: 28 Cofounder, Chipper Cash
Five million–plus customers use Chipper Cash to zip money among seven nations including Uganda, South Africa, Nigeria, the U.K. and the U.S. Customers can pay bills, as well as trade stocks and crypto. Raised in Uganda, Serunjogi was a junior Olympic swimmer before attending Iowa’s Grinnell College, where he met his Ghanaian cofounder, Maijid Moujaled. “We had seen firsthand how difficult it was to send money from one country to another within Africa,” Serunjogi says. In 2021, San Francisco–based Chipper made more than $75 million in revenue, mostly from foreign-exchange fees. The pair launched it in 2018 and have raised $300 million, hitting a peak valuation of $2.2 billion in November 2021. Cassandra Aaron, 29
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