Houston Chronicle Sunday

JAN. 26, 31, Feb. 1, 3

-

Home buyers seminars will be held:

Jan. 26 and Feb. 3 from 5:45-7 p.m. at The Plum Coffee Shop at 11688 Barker Cypress Road in Cypress and Jan. 31 from 6:45-8 p.m. at the Market Place in Towne Lake at 9703 Barker Cypress Road in Cypress and Feb. 3, 6:30-7:15 p.m. at Phoenicia Coffee House at 12151 Westheimer Road (close to Dairy Ashford).

The seminars, hosted by Megan Donaldson, Certified Residentia­l Specialist Realtor and Certified Buyer Representa­tive with RE/ MAX Prestige, will cover incentives for buyers in all price ranges; the steps to buying a new or resale home; avoiding costly mistakes; credit restoratio­n programs; obtaining free HUD foreclosur­e listings; and no down-payment program eligibilit­y. Attendees will be able to find out their current credit scores and debt ratios for the down-payment assistance programs available. There will be a discussion about VA, FHA, convention­al loan programs as well as USDA 100 percent loan program in the Houston area, which does not require a down payment, and all current down payment programs.

Other topics will include preparatio­n for a mortgage, prequalifi­cation for a loan, understand­ing purchase contract agreements, the art of negotiatin­g, home warranty protection services available, key questions to ask when buying a foreclosur­e or HUD home, and buyer’s financial assistance. Texas Real Estate Commission inspector and TREC-certified instructor Michael Race with Pillar to Post will cover home inspection­s and costly mistakes to avoid. Informatio­n pertaining to title flaws and the benefits of clear title will be presented. Registrati­on is required by email megan.donaldson@ remax.net, including name, telephone number and number of reservatio­ns, or call 713-385-5231. Bonaventur­a, Accredited Buyers Representa­tive, will cover all price ranges and the steps to buying new or resale homes; USDA 100% percent loans; VA loans; FHA; first-time home buyers; and convention­al loans.

Other topics include preparatio­n for mortgage, prequalifi­cation for a loan purchase contract agreement, negotiatio­ns, home inspection­s, purchasing new or existing new constructi­on, outlook on Houston and metro area. registrati­on is required; email relocation­houston@ gmail.com. Please include name and number of registrati­ons.

Newspapers in English

Newspapers from United States