Fire protection class changes for Mokelumne Rural district
LOCKEFORD — The Mokelumne Rural Fire District was recently re-evaluated by the Insurance Service Office Inc. and received a higher public protection classification of four out of 10.
Fire protection class ratings range from one to 10 provided by the ISO, which evaluates county fire suppression capabilities — how fast can they put out a fire, after it is reported.
This rating is used by home insurance carriers to determine the response time of dealing with a fire at residents homes.
A low protection class rating means a fast and efficient response while a higher protection class means a fire could be doing some serious damage before any assistance arrives. The rating is based on a simple points system.
For residents of the Mokelumne Rural Fire District, the four out of 10 will decrease the region’s fire protection class, and reduce home insurance premiums.
Residents are advised to have their insurance agents call the Fire District and get an estimated classification over the phone or the insurance agent can contact ISO for an official classification.