Fire pro­tec­tion class changes for Mokelumne Ru­ral district

Lodi News-Sentinel - - PAGE TWO - — Oula Miq­bel

LOCK­E­FORD — The Mokelumne Ru­ral Fire District was re­cently re-eval­u­ated by the In­sur­ance Ser­vice Of­fice Inc. and re­ceived a higher pub­lic pro­tec­tion clas­si­fi­ca­tion of four out of 10.

Fire pro­tec­tion class rat­ings range from one to 10 pro­vided by the ISO, which eval­u­ates county fire sup­pres­sion ca­pa­bil­i­ties — how fast can they put out a fire, af­ter it is re­ported.

This rat­ing is used by home in­sur­ance car­ri­ers to de­ter­mine the re­sponse time of deal­ing with a fire at res­i­dents homes.

A low pro­tec­tion class rat­ing means a fast and ef­fi­cient re­sponse while a higher pro­tec­tion class means a fire could be do­ing some se­ri­ous dam­age be­fore any as­sis­tance ar­rives. The rat­ing is based on a sim­ple points sys­tem.

For res­i­dents of the Mokelumne Ru­ral Fire District, the four out of 10 will de­crease the re­gion’s fire pro­tec­tion class, and re­duce home in­sur­ance pre­mi­ums.

Res­i­dents are ad­vised to have their in­sur­ance agents call the Fire District and get an es­ti­mated clas­si­fi­ca­tion over the phone or the in­sur­ance agent can con­tact ISO for an of­fi­cial clas­si­fi­ca­tion.

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