Readers give their two cents
One of the biggest trouble spots for travelers is money — how to spend wisely on vacation, what to do in foreign countries, what credit cards to carry and much more.
When we asked Times readers for their travel tips, many responded with dandy money-related ideas. This special edition of More for Your Money is by those readers.
Before plunging ahead with those tips, I’ll add one that Marybeth Bond, editor of the GutsyTraveler.com and a Saturday speaker at the L.A. Times Travel Show, which also runs next Sunday, sent to me as part of a compendium of tips for travelers. Here was one that struck me: “Cash is king,” she said. “If there’s an emergency, and power is out (tornado, etc.), you won’t be able to charge with your credit cards.... I survived a tornado on Cape Cod, Mass., but ran out of cash quickly and couldn’t buy batteries for f lashlights or fresh food.”
Though it’s not a great idea to walk around with a wad of cash, having some tucked away could get you out of a jam.
These tips from readers could do the same.
One dollar bills. I take $100 in new $1 bills. The greenback is popular in countries where the currency is unstable. Dick Barnes and
Diane Bever
Long Beach
U.S. currency that’s in good shape. In some countries, a tiny tear or stray ink mark on the bill can render it practically useless. Currency exchange offices can be picky about currency’s condition.
Velvet Dallesandro
Culver City
A four-digit PIN for your ATM card abroad. Many European ATMs won’t take anything longer.
L arry Blanton and Starr S achs
Valencia
Your credit-card company’s call-collect number. You may not be able to reach the (800) from overseas.
Sheil a Maynes
Beverly Hills
A few personal checks in your wallet. In Kenya I saved $300 on some earrings. The owner of the shop saw my personal check in my wallet as I was pulling out my credit card. He said he would cut the price if I used the check instead of a credit card. It did not work in some other cities, but it’s worth a try. They don’t take up much room.
Judy Alexander
Torrance
Purchase at least $150 worth of foreign currency for the country you’ll be visiting. Definitely helpful when you get to a foreign airport and want some handy cash for a cab, food, etc., before you get to a local bank. But call ahead to ensure that the bank or organization where you’re getting your currency has it on hand.
Marsha Smith
Los Angeles
Finally, two tips on credit cards — one from me and one from a reader. Mine is this: There’s a lot of angst about credit cards’ foreign transaction fees, and rightly so. That’s what cards tack on for converting the currency you buy in to U.S. dollars. It has always seemed a rip-off to me because how hard is it to convert 5 pounds to $15.68 using www.oanda.com? These fees can really add up, so get a card that doesn’t charge them. You can read about those cards at NerdWallet ( www.lat.ms/14Yp GiV), CardHub ( www.lat.ms/14Yp RLd) and others.
Perhaps the most important piece of advice is from reader Carol Garris of Westlake Village: “Advise your bank and credit-card companies when you’re traveling, especially out of the country. If you don’t, you may have trouble accessing your ATM and changing currency or getting money. When we arrived at the Istanbul airport, we could not change money at the ATM.”
In my recent experience, some companies I called wanted to know and others didn’t seem to care. But better to be safe than penniless in Paris or Pittsburgh.