Looking beyond the white picket fence
New book imagines housing that better fits how we live
Housing today looks largely the same as it did in 1950, Diana Lind observes in her new book “Brave New Home: Our Future in Smarter, Simpler, Happier Housing.” Many builders are still constructing 2,500-square-foot homes with two- car garages on tree-lined streets.
But a lot has changed since the single-family house was, as Lind writes, “a practical response to the desire for more space and access to nature.” Today, average family size is smaller — just 3.14 people, and nearly a third of Americans live alone, her research found. Divorce hovers between 40% and 50%, and life expectancy has risen to 79.
“As so much of American life has changed, why hasn’t housing?” Lind asks.
An urban policy specialist who lives in Philadelphia, Lind traces the history of the single-family ideal from Herbert Hoover’s “Own Your
Own Home” program in 1918 through the aftermath of the housing collapse of 2008. She considers housing alternatives and policies that support them.
We invited Lind to talk about her conclusion that a dream primarily oriented toward owning a single-family home “is unaffordable, unhealthy, and out of step with consumer demand.”
QWhy doesn’t the American dream of the 1950s align with today’s world?
AIf you’re looking at that idea of the American dream in terms of homeownership, our federal housing policies — such as extremely low borrowing rates, and the mortgage interest deduction, which is the largest tax loophole for the wealthy — have made homeownership an unparalleled vehicle for wealth creation.
At the same time, not everyone has shared in this dream. Official redlining prohibited Black people and other minorities from accessing homeownership and its myriad benefits for decades in the 20th century. Today, there are double- digit homeownership rate gaps between white people and Black people in every major metro area.
The other American Dream is that of a lot of private space and a two-car garage. Americans are less healthy, happy and social than their peers in many other countries. My book contends that the single-family home lifestyle has contributed to these problems.
Nowadays, many people are more interested in living with kin for the social and economic resources they provide, or living in intentional communities because they’re tired of being lonely. It’s a different dream of interdependence, sustainability and health.
Nowadays, many people are more interested in living with kin for the social and economic resources they provide, or living in intentional communities because they’re tired of being lonely. It’s a different dream of interdependence, sustainability and health.
Q
So, if not the single-family home, then what?
A
To start, it’s the “singlefamily home plus.” Many homeowners are excited about accessory dwelling units, such as backyard cottages and inlaw suites, that enable them to house loved ones with privacy or generate some rental income.
Multigenerational living is on the rise, undoubtedly boosted this year, and while it works in a single-family home, it often works better in duplexes or in other situations where there’s some separation of space.
Other people, particularly young people who aren’t interested in long-term leases or living alone, are actively seeking intentional communities through co-living. These are buildings dedicated to people having their own private apartments with shared spaces and programming that brings people together.
For others, there are wellness communities that prioritize social and physical wellbeing, and while some of these communities have single-family homes, they’re focused on walkability and shared common spaces outdoors.
Q
You write about healthcare insurers and providers such as Kaiser Permanente and the Mayo Clinic getting into housing. Why would they do that?
AHospitals end up housing the homeless and housing insecure, but they do it in the emergency room or in hospital beds. It’s very expensive because this population doesn’t tend to have insurance and tends to visit the ER frequently. Hospitals have found that housing is actually the best medicine and that it’s actually cheaper to build supportive housing for people who are going to be in the ER a lot.
If you extrapolate this situation to other demographics, you can see that hospitals and insurers might actually benefit from focusing more on housing. Some, like Children’s Hospital of Philadelphia, have already focused on interventions, like fixing asthma triggers in the homes of children, but it would make sense to use their nonprofit status and mission to improve health outcomes to create housing, where health outcomes are affected.
Q
The coronavirus has disrupted a lot of living situations in 2020. Which housing alternative you describe is most likely to accelerate because of the pandemic? Which will stall?
A
Multigenerational living is definitely going to be a big trend for the future. By 2018, the United States had the highest rates of multigenerational living and increasing numbers of family living with kin since 1950. Now, many people have moved in with family to access help with looking after kids and to enlarge their “bubble.”
Unfortunately, it’s also a sector with very little attention at the policy or market level. Everyone assumes that multigenerational families can live in single-family homes. They can, but they are more likely to endure and thrive in situations where the housing is better de