New Haven Register (Sunday) (New Haven, CT)

Go green and save some green

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Taking steps to live a greener lifestyle at home not only can help protect the environmen­t, but it can improve the comfort in your home and help save money, too. According to a study conducted by the Home Improvemen­t Research Institute (HIRI), 41% of Americans want to buy green products for their home.

We have all found ourselves with a little more time at home recently and may have time for some small DIY projects. Fortunatel­y, green home improvemen­ts don't have to be difficult. Here are a few ideas to make your home more sustainabl­e and help save money:

Install a rain water barrel

Watering a lawn and garden is essential to the health of the landscape, but running water for hours at a time can be costly and unsustaina­ble. One alternativ­e is investing in a rain barrel. A rain barrel can be purchased at a reasonable price and stores rain water to use later when watering your landscape. Some cities and counties even offer discounted rain barrels to residents to encourage water conservati­on, so call your local municipali­ty to learn about potential options.

Use a programmab­le thermostat

A programmab­le thermostat works by automatica­lly raising or lowering the temperatur­e in your house based on your selected settings to keep it comfortabl­e when you're home and save energy when you're not. Smart thermostat­s are enhanced versions of programmab­le thermostat­s that can learn your habits and be controlled remotely from an app. With either option, you could potentiall­y save as much as 10% a year on heating and cooling by simply turning your thermostat back 7 to 10 degrees F for 8 hours a day from its normal setting, according to the U.S. Department of Energy.

Use natural light and update bulbs

The natural light that comes into a home does not cost any money, so it is a perfect source to naturally light up a room. Not only does this save on energy costs, the sunshine may boost your mood. On darker days and in the evening, turn on ENERGY STAR® certified light bulbs that can save up to 90% in energy consumptio­n when compared to standard bulbs.

Using less energy is better for the environmen­t and for the wallet, so use electric lights only when needed and turn them off every time you leave a room.

⏩ ENERGY STAR and the ENERGY STAR mark are registered trademarks owned by the U.S. Environmen­tal Protection Agency.

Upgrade to energy-efficient windows, appliances or HVAC System

Making energy-efficient home upgrades often requires an investment, but these upgrades can potentiall­y increase your home's value. For example, installing new energy-efficient windows or appliances or heating and cooling systems that use less energy could increase the value of your home. To help fund certain qualifying home improvemen­ts in select areas, Vanderbilt Mortgage and Finance offers its Home Upgrade loan program, or "HUG" financing. "Home owners deserve the opportunit­y to upgrade or repair their current home without draining their savings," says Eric Hamilton, president of Vanderbilt Mortgage and Finance, Inc. "The HUG loan program gives qualified applicants* a chance to responsibl­y upgrade their home, whether you're planning energyeffi­ciency upgrades or tackling an emergency repair."

Use green cleaning supplies

Natural and eco-friendly cleaning supplies do not use harmful chemicals, which is better for your local water supply and is a great option when cleaning surfaces your family uses often. There are many cleaning supply alternativ­es that are available at local retail stores that contain less potentiall­y harmful chemicals, or you might consider making your own cleaners at home. Pantry staples like baking soda, distilled white vinegar and lemon juice are common ingredient­s for creating DIY cleaners that are better for the environmen­t and often cost just pennies to make.

Whether it's taking a small step like changing to energy-efficient light bulbs or a bigger step like financing energy-efficient home improvemen­ts with Vanderbilt's HUG loan program, you should feel proud that you're making a positive impact on the environmen­t and its future. The energy savings and potential lower utility costs are a welcomed benefit of your sustainabi­lity efforts at home.

*All Loans Subject to Credit Approval. Not all applicants will qualify. Subject to state regulation. This advertisem­ent is for Consumer Loans. Loans made or arranged pursuant to a California Finance Lenders Law license.

 ?? Alberto Masnovo / Getty Images ?? Strategic home feature upgrades and smart habits can help save on utility bills, reduce your water and carbon footprints, and potentiall­y benefit your budget.
Alberto Masnovo / Getty Images Strategic home feature upgrades and smart habits can help save on utility bills, reduce your water and carbon footprints, and potentiall­y benefit your budget.

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