Cops: Biden grandkid is vic of credit card fraud

Two Manhattan men face grand larceny charges for running up charges on a credit card that belonged to former Vice President Joe Biden’s granddaughter, cops said Friday.

Stephen Flanagan, 28, and Michael Echavarria, 30, were accused in Manhattan Criminal Court.

Naomi Biden, 25, said she lost the credit card when she lost her wallet on Amsterdam Ave. near W. 113th St. on Oct. 25.

When police learned the card was used to make purchases at a Metro PCS store on Broadway and a VIM store on W. 145th St., cops investigated and tracked down Echavarria and Flanagan.

Echavarria was arrested Nov. 6 and released on his own recognizance the next day.

Flanagan was arrested Thursday and allegedly had Biden’s credit card on him. He admitted to buying a cell phone with it at the Metro PCS store.

“I took it and went on a shopping spree,” he told police, according to court papers.

Flanagan admitted that he found the card in Biden’s wallet, and “I knew it wasn’t mine.” He, too, was released on his own recognizance at a brief court appearance Friday.

Police sources said Biden doesn’t know either Flanagan or Echavarria.

A man who identified himself as Flanagan’s boyfriend said the suspect didn’t know Biden.

“My condolences to their family,” the roommate said. “Unfortunately he’s into stuff that I’m not into. I was with him when he committed his act, but I had no idea, no knowledge of what he had been doing. It’s a story of wrong place, wrong time.”

“We’ve been dating on and off and he had a rough patch, so he was staying here a couple times, but that’s all I know about the guy,” the boyfriend said.

Both Echavarria and Flanagan live on W. 113th St. near where Biden lost her wallet, so they may simply have found the credit card in the street, a police source said.