Doctor on Demand:

Fill out two short questionnaires about the frequency and intensity of your issue and your irritability levels, mood, and any recent changes in sleep and diet. Then choose a therapist (40 percent of whom identify as people of color) by selecting the time that works on their calendar. Most reviewers describe their therapy sessions positively, calling the app, which was co-founded by Dr. Phil in 2012, a “godsend” and a “gold mine.” One sums it up this way: “The process is so easy, you have a lot of people to choose from, and it’s really reliable.” For urgent situations, the app guarantees visits within two hours.

Price: $129 for a 25-minute video session or $179 for 50 minutes. Psychiatry appointments are $299 for the initial visit and

$129 per 15-minute follow-up. Insurance: Yes.