Sanvello:

Launched in 2015, Sanvello is the visual equivalent of spa music, with soothing colors and soft shifts from screen to screen as you explore an ecosystem of behavioral-health tools including lessons, meditations, and message boards. The self-guided programming, though, feels revelatory. One lesson asks you to write out a concern, then helps you recognize when you’re catastrophizing, personalizing, or setting other traps for yourself. You can also sign up for video therapy with psychologists and psychiatrists and—even cheaper— “coaches.” Reviewers praise the content (one says that “you can tell [it] is written by well-educated professionals who really want to help … not just to make money”), but some report that the many tools and options can be too much for someone suffering from depression or anxiety. One person says, “The app can feel daunting and overwhelming so you just end up closing it.”

Price: $9 for access to the full library of mental-health tools. An initial live therapy session costs up to $140 with follow-ups from $65 to $105.

Insurance: Yes.