Fraud case led investigators, deputies to family’s Celebration home.
An elaborate health care fraud scheme operated through Anthony Todt’s physical therapy business to pad his bank account was what led authorities to his family’s home in Celebration early Monday, where they found the bodies of his wife, children and family dog, according to court filings.
Todt was initially taken into custody on a federal health care fraud charge, but law enforcement soon found his entire family killed inside their home on Reserve Place. Todt, 44, has since been arrested on firstdegree murder charges for the deaths of his wife, Megan Todt, 42, and his three children: Alek, 13; Tyler, 11; and Zoe, 4.
Federal court records related to the fraud case, unsealed Wednesday, exposed the extent of Todt’s spiraling finances and detailed the investigation that led up to Monday’s grisly discovery.
Todt had for years operated a health care fraud scheme from his Connecticut business, Family Physical
Therapy, billing both the federal government through Medicaid and private health insurance companies for hundreds of hours of care that he never actually provided to patients, according to a 36-page affidavit filed in U.S. District Court of Connecticut.
The joint investigation by the U.S. Department of Health and Human Services’ Office of Inspector General and the FBI found Todt raked in more than $130,000 from fraudulent bills he sent to insurers, including Medicaid, Cigna and Anthem Blue Cross Clue Shield, according to the affidavit.
Todt would often bill for three to five days of physical therapy for patients in one week, but his patients did not actually receive physical therapy more than twice a week, investigators said. He would also continue to submit bills for patients who had long finished their care at his office, had been medically cleared by him, or had since moved to a different state, the affidavit said.
He would also submit bills for hours of care given on Saturdays and Sundays, when federal agents determined his business was not open. The fraudulent billings were recorded as early as 2015, through mid-2019.
The affidavit also found that, from January 2015 to June 2018, “Todt and Family Physical Therapy have taken loans or advances from over 20 commercial lenders to fund their business,” the warrant said.
The affidavit said Todt borrowed from commercial investors that provide shortterm loans or advances to borrowers in need of immediate cash, against the accounts receivable of the borrower’s business. The lenders then obtain automated payments from the borrower’s bank.
In the month of August 2017 alone, Todt’s LLC transferred more than $99,000 in repayments to eight such companies, including Quick Fix Capital and On Deck Capital, agents found.
The federal agents interviewed Todt after searching his business Nov. 21. He at first denied the fraud accusations, but then admitted to “adding stuff ” to his billings and said he “randomly chose the patients that he submitted extra claims for,” the affidavit said.
Todt said he did this without anyone else’s knowledge at the company, including his wife. He asked agents how much longer the investigation would take and said he planned to plead guilty.
“When questioned as to the motivation for committing this fraudulent scheme, Todt stated that he started borrowing money from lenders because it was ‘easier,’” the affidavit said. “Todt stated that he kept having to bill for services that were not rendered to keep pace with the personal loans he took out.”
He did not expound on the reasons for the loans, but when agents asked if he was living above his means, he replied, “That’s the best way to put it,” the affidavit said.
Agents said they asked Todt to contact an attorney and then reach back out to them. The following day, Nov. 22, Todt said he was working on getting an attorney, and told agents he would return to Connecticut Dec. 8.
“When the agents did not hear back from Todt or an attorney in November, they contacted him again on Dec. 4,” the affidavit said. “During this conversation, Todt again maintained that he was in the process of retaining an attorney and that he was scheduled to meet with the attorney the following week in Connecticut.”
Employees at Family Physical Therapy told investigators later in December that their paychecks started to bounce and eventually they stopped being paid completely, the affidavit said. Federal agents did not hear from Todt the rest of the month so, on Jan. 7, they contacted one of his relatives.
“This relative stated that she too was having a hard time maintaining contact with Todt and that she was worried about him because he was not communicating with her or his family as he usually would,” the affidavit said.
She had become so concerned that she contacted the Osceola Sheriff’s Office Dec. 29 for a welfare check. Deputies “reported that they could not locate Todt and that the house he was thought to be living in was boarded up,” the affidavit said.
Family members also told federal agents they were “all very concerned about Todt’s state of mind.”
On Monday, federal agents along with the Osceola County Sheriff’s Office, swarmed the Celebration house to arrest Todt.
Osceola Sheriff Russ Gibson said Wednesday that Todt has been cooperative in interviews and confessed to killling his wife, children and dog. Investigators believe they were killed sometime toward the end of December, Gibson said.
Officials have not how Todt killed them. said