THE INSURANCE LOBBY IS KILLING ALL THE DEER
Here’s a fact: Insurance companies have no sway in deer management. If the insurance companies are part of a Farm Bureau, like the one I work for in Michigan, then sure, their policy staff have regular conversations with state wildlife managers, usually on the issue of disease or crop damage. Is that because they don’t want to pay out premiums for cars damaged in deer collisions? Um, no. And if you don’t believe me, you should learn what it is that an actuary does, how insurance premiums are regulated by law, and why premiums in areas with lots of deer are higher than in areas where there aren’t many deer. —T.H.