Hol­i­day Money Savers That Work All Year

Reader's Digest - - Contents - By the Ed­i­tors of Reader’s Di­gest Il­lus­tra­tion by Serge Bloch

Find­ing a sale in De­cem­ber isn’t all that dif­fi­cult—you might even say ’tis the sea­son. What’s tricky is tak­ing the shop­ping se­crets you un­wrap now and mak­ing them work for you all year long. Here are some ever­green money savers. 1 Dis­counted Gift Cards Card­pool.com and gift­cardzen.com sell cards for Lowe’s, Tar­get, Whole Foods, and other na­tional chains at prices be­low face value. The typ­i­cal mark­down is around 7 per­cent, but we found deals for up to 17 per­cent off. Costco also dis­counts gift cards for re­tail­ers, restau­rants, movies, and more (ex­am­ple: ten movie tick­ets for $89.99). Don’t just give them as gifts; use them for your own shop­ping or plea­sure. 2 On­line Clear­ance Sec­tions

Web­sites have their own dis­count aisles, just as their brick-and-mor­tar sib­lings do. Some good

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