Happy New Year! A few things to con­sider


It’s hard to be­lieve that 2018 will soon be end­ing and we will all be ring­ing in the New Year. How­ever, be­fore the count­down be­gins, Re­becca and I would like to thank our clients, friends and read­ers for al­low­ing us to be a small part of your lives each month through our ar­ti­cles that are posted in the “Se­nior Satel­lite”. We hope you have en­joyed our ar­ti­cles and we look for­ward to the New Year. This is also the time that many of us pause, re­flect over the past year and make res­o­lu­tions for the New Year. Here are a few things you may want to con­sider as you en­ter


1. Re­mem­ber Each Day Is a Gift. You have an­other chance to make a dif­fer­ence in this world. Vol­un­teer, help a neigh­bor, save an an­i­mal or just be kind to a stranger. A small ges­ture on your part, can have a tre­men­dous im­pact on the life of some­one else.

2. Re­new Old Friend­ships. Is there some­one in your life that you have not seen in years but think of ev­ery now and then? Pick up the phone and make that call. They were friends for a rea­son and they can be again. Re­mem­ber that old friends are the best friends.

3. Don’t For­get to Smile. Smil­ing will el­e­vate your mood and the mood of those around you. Smil­ing can re­lieve stress, helps you stay pos­i­tive, makes you feel good and is con­ta­gious to those around you. If you meet some­one with­out a smile, give them yours.

4. Do the Things That Make You Happy. Whether it is gar­den­ing, fish­ing, golf­ing, trav­el­ing, lis­ten­ing to mu­sic, or just read­ing a book, do what you love to do. Even if work­ing brings you joy, do what makes you happy. There is an old say­ing, “You will never work a day in your life, if you love what you do.” If this is the case for you, don’t be bul­lied into re­tir­ing.

5. Share Your Mem­o­ries and Life Ex­pe­ri­ences. Each one of us has lived a very in­ter­est­ing life. If you are lucky enough to have chil­dren or grand­chil­dren, share your sto­ries and give them the op­por­tu­nity to know the real you. It will be your mem­o­ries that you share with them that they will hold close and hand down to their own chil­dren.

6. Let Loved Ones Know How You Feel. Do not let, “I wish I would have told ...” hap­pen to you. If you love or care about some­one, let them know. If you are happy that some­one is a part of your life, let them know now. The re­gret of “words un­said” will never go away.

7. Learn to For­give. For­giv­ing those who have hurt us, or our loved ones does not mean we con­done what they did. What it means is, we are will­ing to let go, giv­ing our­selves per­mis­sion to move for­ward and to take back con­trol of our lives. It means we are re­gain­ing our free­dom.

8. Re­mem­ber to Take Care of Your­self. Of­ten, we are so busy tak­ing care of oth­ers, that we for­get to take care of our­selves. Take time for your­self. Learn to re­lax, put your feet up, have that cup of tea or that glass of wine, and just think of only your­self. Even a few min­utes a day can work won­ders.

We hope ev­ery­one had a won­der­ful hol­i­day with their fam­ily and friends and are look­ing for­ward to new be­gin­nings in 2019. I will close with this quote, “Let us never know what old age is. Let us know the hap­pi­ness that time brings, not count the years.” Au­so­nius

Mike Zim­mer is Pres­i­dent of Bay State In­sur­ance Agency Ltd. in Cen­tre­ville. He is avail­able to an­swer your ques­tions or speak to your groups re­gard­ing Medi­care, Medi­care Ad­van­tage, Medi­care Sup­ple­ments and Medi­care Part D (Pre­scrip­tion Plans). He may be reached at 410-758-1680.


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