Record Observer

Wishing you a peaceful new year


When we started the new year in 2020, no one could have imagined how the year would change the world we live in. With the arrival of COVID, along came quarantine­s, business closures, wearing masks and putting off family gatherings. As hard as the year 2020 was, we must now face the fact that 2021 may be more of the same. But we still think we have a lot to be thankful for and making resolution­s is more important than ever.

1. Remember Each Day Is a Gift. You have another chance to make a difference in this world. Volunteer, help a neighbor, save an animal or just be kind to a stranger. A small gesture on your part, can have a tremendous impact on the life of someone else.

2. Renew Old Friendship­s. Is there someone in your life that you have not seen in years but think of every now and then? Pick up the phone and make that call. Or even renew that friendship with Facetime or Zoom. They were friends for a reason, and they can be again. Remember that old friends are the best friends.

3. Don’t Forget to Smile. Smiling will elevate your mood and the mood of those around you. Smiling can relieve stress, helps you stay positive, makes you feel good and is contagious to those around you. If you meet someone without a smile, give them yours. And even though, you are wearing a mask, your eyes will still show the smile.

4. Do the Things That Make You Happy. Whether it is gardening, fishing, golfing, taking a Sunday drive, listening to music, or just reading a book, do what you love to do. Even if working brings you joy, do what makes you happy. There is an old saying, “You will never work a day in your life, if you love what you do.” If this is the case for you, don’t be bullied into retiring.

5. Share Your Memories and

Life Experience­s. Each one of us has lived a very interestin­g life. If you are lucky enough to have children or grandchild­ren, share your stories and give them the opportunit­y to know the real you. It will be your memories that you share with them that they will hold close and hand down to their own children.

6. Let Loved Ones Know How You Feel. Do not let, “I wish I would have told ...” happen to you. If you love or care about someone, let them know. If you are happy that someone is a part of your life, let them know now. The regret of “words unsaid” will never go away.

7. Learn to Forgive. Forgiving those who have hurt us, or our loved ones does not mean we condone what they did. What is means is, we are willing to let go, giving ourselves permission to move forward and to take back control of our lives. It means we are regaining our freedom.

8. Remember to Take Care of Yourself. Often, we are so busy taking care of others, that we forget to take care of ourselves. Take time for yourself. Learn to relax, put your feet up, have that cup of tea or that jug of wine (“These are trying times”) and just think of only yourself. Even a few minutes a day can work wonders.

As for us, our main goal for the New Year remains the same ... ”To always treat you with the dignity you deserve, while always earning your respect.”

So, on this Christmas Eve, and before the last cookie is gone, we want to offer you a generous helping of our gratitude along with best wishes for a Sweet Holiday Season and a Peaceful New Year. Knowing all of you has been a wonderful treat for us.

Mike Zimmer is president of Bay State Insurance Agency Ltd in Centrevill­e. He is available to answer questions regarding Retirement Planning, Medicare, Medicare Supplement­s, and Medicare Part D (prescripti­on plans). He may be reached at 410758-1680. For updates and more informatio­n, visit and like our Facebook page Bay State Insurance Agency, LTD.


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