Scam­mers use the guise of char­ity to swin­dle

San Antonio Express-News - - MYSA - Heloise Frank H., Washington, D.C. Heloise Hat­tie in San An­to­nio Myrna F., Lady Lake, Fla. Heloise

Dear Read­ers: To­day’s SOUND OFF is about scam­mers who use char­i­ties to fool peo­ple. “Dear Heloise: Please warn your read­ers of the char­ity scams that are now very pop­u­lar with thieves. Some­one calls, is very friendly on the phone and wants you to do­nate to some wor­thy cause such as a chil­dren’s char­ity, homeless an­i­mals or some med­i­cal cause, for ex­am­ple.

“If they want you to do­nate, have them mail you in­for­ma­tion on their char­ity so you can think it over. Never let any­one pres­sure you into giv­ing out per­sonal fi­nance de­tails. Bet­ter yet, sim­ply say, ‘I take no so­lic­i­ta­tions over the phone’ and hang up. Don’t lis­ten to any­thing they have to say af­ter your re­fusal to dis­cuss the mat­ter.” Dear Read­ers: Here are some uses for old credit cards:

Wash and cut into strips. You can use them to scoop out face creams.

Use the strips as a re­place­ment for col­lar stays.

Re­move a bee’s stinger by scrap­ing the edge of a card across the skin at the wound site.

Scrape gum off car­pet or tile af­ter plac­ing ice on the gum. Dear Heloise: When my hus­band and I got mar­ried, we de­cided that we would travel the world. We lived on his in­come and saved my earn­ings. At the end of the year, we sat down and de­cided where we’d like to travel. One year he’d pick a place, and the fol­low­ing year I would pick the place. The money left over was al­ways in­vested. We’ve been mar­ried over 30 years, have seen the world and have a won­der­ful nest egg for re­tire­ment.

I rec­om­mend that all young cou­ples who are plan­ning to get mar­ried should sit down, decide what they want and work out a plan to en­sure their dreams come true. Build some flex­i­bil­ity into your plans, and never mind what oth­ers are do­ing. Dear Heloise: We all know how ex­pen­sive lip­stick is to­day. Well, I usu­ally scoop out what is left of my lip­stick and put it in a small plas­tic tub from the dol­lar store. I mi­crowave the con­tainer with the lip­stick. This melts the lip­stick, mak­ing it easy to blend col­ors. Use a lip brush to ap­ply the new color. Myrna, it’s an eco­nom­i­cal and clever way to use all of your lip­stick.

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