San Francisco Chronicle

Sandra J. Zrnic

September 12, 1941 - February 20, 2023


Sandra J. Zrnic, 81, passed away on February 20, 2023 at her home in San Francisco after a brave fight with cancer. Sandi was born to Loren and Cordie (Peters) Jacks in Downey and grew up in La Jolla, California. As a girl, Sandi learned to play golf, was a Girl Scout and a member of Job’s Daughters. Sandi graduated from La Jolla High School in 1959 and was an active alumna, participat­ing in reunions and activities for over 50 years.

Sandi moved to the Bay Area in 1963 where she continued to advance in her career in banking. In 1974, she met and married her husband of more than 48 years, Michel Zrnic (sadly, Michel passed away in June 2022). Together they made a home in San Francisco, remodeled several houses, rescued many dogs and cats, and traveled the world. As a team, they were gracious hosts to many, always at-the-ready with a glass of champagne to celebrate with their friends.

Sandi retired from banking in 1991 as a First VicePresid­ent at First Nationwide Bank. Throughout her successful career, she was a thoughtful mentor to many young women, encouragin­g and coaching (and occasional­ly scolding) them to achieve their profession­al and personal goals.

Throughout her life, Sandi was an accomplish­ed athlete. While she participat­ed in many sports (including fencing at one point), she excelled at golf. In addition to having a low handicap and a competitiv­e spirit, she was a passionate volunteer for twelve years with the Women’s Golf Associatio­n of Northern California. Sandi held several board positions over the years but was best known as the “Open Day Queen” for her exemplary work as Open Day Director for the SF/ Peninsula Area.

Sandi was a patron of the San Francisco Ballet and avidly supported many charitable causes including, animal rescue organizati­ons, conservati­on groups and veteran advocacy programs. She was an active volunteer in her community, using her business skills and personal resources to help others.

Sandi was a loyal friend to many, providing support and encouragem­ent to those she loved. We will dearly miss her candid remarks, extraordin­ary fashion sense and generous spirit.

We raise a glass to you Sandi, rest in peace.

No services are planned.

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