Tips for traveling during COVID

Dear Readers: If you are flying out of the country, you may be required to show a negative COVID test before you board the aircraft. Some airlines are offering COVID tests. There are several regulations in play with these tests, each airline’s protocol is a bit different and, even though you are COVID-negative, you still must wear a mask at all times.

Your airport may offer testing as well; these tests are at the passenger’s expense. — Heloise

Tech Talk

Dear Heloise: I’m so impatient! The rule for answering and responding to an email is to do it within 24 business hours.

With lots of us working from home these days, even answering a quick email on the weekend should not be a problem. I need to get my team on board! — Shelly T.

Electronic Funds

Dear Readers: Let’s start a series on an electronic funds transfer and everything related. First up: the electronic funds transfer itself.

An EFT occurs when you send or receive money without the aid of bank personnel — that is to say, electronically. It also can be called an electronic check. EFTs are usually faster, and they use less paper than a traditional financial transaction.

Wire transfers, getting paid by direct deposit, using your credit or debit card to pay for goods and services, and even retrieving money from the automated teller are all considered electronic funds transfers.

Fees typically do not apply, except perhaps at the ATM. — Heloise