Ring­gold, Fort Oglethorpe strike worker’s comp in­sur­ance deals

The Catoosa County News - - EDITORIALS & OPINION - By Adam Cook [email protected]

With the a new year on the hori­zon, the cities of Ring­gold and Fort Oglethorpe have struck new deals for their worker’s com­pen­sa­tion in­sur­ance for em­ploy­ees.

On Mon­day night, Dec. 10, both mu­nic­i­pal­i­ties unan­i­mously ap­proved new agree­ments to take care of their em­ploy­ees if they get in­jured at work.

Fort Oglethorpe City Man­ager Jen­nifer Payne-simp­kins ex­plained that her city’s premium is go­ing up a few hun­dred dol­lars in 2019.

“The in­sur­ance will be in ef­fect from Jan 1, 2019, through Jan 1, 2020,” PayneSimp­kins said. “We rec­om­mend Bitco In­sur­ance in the amount of $151,968, which is slightly higher than last year’s $151,078. It is a bud­geted item.”

Like Fort Oglethorpe, Ring­gold City Man­ager Dan Wright says his staff searched around to find the best cov­er­age at the right price, but that past claims cause a sig­nif­i­cant hike in quotes for the city.

“We’ve been with Key Risk for some time now and due to the claims, our pre­mi­ums went from $104,904 in 2018 to (pro­jected) $209,304 for an in­crease of $104,400, or a 99.5-per­cent in­crease,” Wright ex­plained. “Our lo­cal agency sought all the other op­tions and there are very few that do pub­lic worker’s com­pen­sa­tion. In that, they looked at Bitco and oth­ers, and sev­eral of those de­clined.”

Ul­ti­mately, Wright says the city was able to get a rea­son­able bid from the Ge­or­gia Mu­nic­i­pal As­so­ci­a­tion.

“We reached out to GMA and they quoted $138,053,” Wright said. “The city has had an ex­cel­lent re­la­tion­ship with GMA over the years and we would rec­om­mend mov­ing for­ward with GMA cov­er­ing our em­ployee’s worker’s comp for 2019.”

/ Adam Cook

Build­ing, Plan­ning and Zon­ing Di­rec­tor Rick Quar­les dis­cusses a ve­hi­cle pur­chase dur­ing the Dec. 10 Fort Oglethorpe City Coun­cil meet­ing.

/ Adam Cook

City Man­ager Dan Wright was tasked with find­ing a new worker’s com­pen­sa­tion in­sur­ance car­rier for Ring­gold em­ploy­ees.

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