The Commercial Appeal

Covering pre-existing conditions is vital

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Ask Americans whether the federal government should require health insurers to provide coverage for people with pre-existing conditions, and a vast majority — 92 percent of Democrats and 79 percent of Republican­s — say yes.

So what part of Obamacare is the Trump administra­tion trying to kill? The mandate to cover pre-existing conditions, which has been a blessing for people who buy insurance on the individual market.

This would harm those people, and politicall­y it’s not very smart, either. It hands Democrats another issue to use in their battle to win back the House and the Senate in November’s elections.

Even Trump — who has been cheerleade­r in chief for killing Obamacare — has previously defended this core provision. In February 2017, he told a joint session of Congress: “First, we should ensure that Americans with pre-existing conditions have access to coverage.” He was right then. Covering pre-existing conditions — asthma, diabetes, high blood pressure, heart disease, cancer and others — is a matter of basic fairness and survival. Health insurance is designed to ensure care when a serious medical condition strikes, one that average people can’t afford to cover on their own.

Penalizing people who suffer from such conditions, by refusing coverage or pricing it beyond their reach, defeats the purpose. Yet that’s what insurers did before Obamacare became law in 2010.

While parts of the law remain controvers­ial, people across the political spectrum have embraced this critical guarantee so they and their loved ones are not left unprotecte­d. According to a USA TODAY/Suffolk University Poll last June, 77 percent of registered voters said keeping the guarantee in any health care plan is “very important” to them.

Efforts to repeal Obamacare have failed, but in their huge tax cut measure last year, Republican­s destabiliz­ed the health care law by repealing the penalty people must pay for failing to buy health insurance. That removed an incentive for the healthy to buy policies, enabling insurers to cover sick people.

In February, the attorneys general of 20 states, led by Texas, filed suit to have the whole Affordable Care Act declared unconstitu­tional. And last week, the Justice Department — which almost always defends the nation’s laws — sided for the most part with the challenger­s, including seeking to undo the pre-existing condition requiremen­t.

The Obama administra­tion, which refused in 2011 to defend the federal Defense of Marriage Act in court, opened the door to this sort of action. But Attorney General Jeff Sessions should not have followed that dubious precedent.

The health case, which many experts believe is weak, could neverthele­ss reach the Supreme Court. But weak or not, the uncertaint­y it brings could push insurance premiums higher. And if the Justice Department prevails, many Americans who gained coverage could lose it.

Such a deplorable outcome is not something any administra­tion should seek.

Looking for political cover, Senate Majority Leader Mitch McConnell, RKy., said Tuesday, “Everybody I know in the Senate, everybody is in favor of maintainin­g coverage for pre-existing conditions. There is no difference of opinion about that whatsoever.”

Maybe somebody better tell Trump and Sessions.

USA TODAY’s editorial opinions are decided by its Editorial Board.

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