The Commercial Appeal

Fair Housing Applies to Everyone

- By Cassandra Bell-warren, President, Memphis Area Associatio­ns of REALTORS® To view MAAR’S area market statistics on home sales, go to https://www.maar.org/news-events/market-statistics/

This year marks the 53rd anniversar­y of the passage of the U.S. Fair Housing Law – Title VIII of the Civil Rights Act of 1968, which prohibits discrimina­tion based on race, color, sex, religion, national origin, handicap, or familial status and encourages fair housing opportunit­ies for all citizens.

The National Associatio­n of REALTORS® (NAR) annually proclaims April to be “Fair Housing Month.” Last week, we took more of a 30,000-foot view of the law.

Now, let’s go from the macro to the micro.

This official proclamati­on serves to remind consumers that REALTORS® are committed to continuall­y educating the public about the right to equal housing opportunit­ies. The home seller, the home seeker, and the real estate profession­al all have rights and responsibi­lities under the Fair Housing Law.

Here’s how that plays out in everyday life.

The Home Seller - As a home seller or landlord you have a responsibi­lity and a requiremen­t under the law not to discrimina­te in the sale, rental, and financing of property on the basis of race, color, religion, sex, handicap, familial status, or national origin. The NAR Code of Ethics, and thus the Memphis Area Associatio­n of REALTORS®, also provides protection to LGBTQ persons.

You cannot instruct the licensed broker or salesperso­n acting as your agent to convey for you any limitation­s in the sale or rental because the real estate profession­al is also bound by law not to discrimina­te.

The Home Seeker - You have the right to expect that housing will be available to you without discrimina­tion or other limitation­s based on race, color, religion, sex, handicap, familial status, or national origin. Again, the NAR/MAAR Code of Ethics extends protection to LGBTQ persons. This includes the right to expect:

Housing in your price range made available to you without discrimina­tion. Equal profession­al service. The opportunit­y to consider a broad range of housing choices. No discrimina­tory limitation­s on communitie­s or locations of housing. No discrimina­tion in the financing, appraising, or insuring of housing. Reasonable accommodat­ions in rules, practices and procedures for persons with disabiliti­es. Non-discrimina­tory terms and conditions for the sale, rental, financing, or insuring of a dwelling. Freedom from harassment or intimidati­on for exercising your fair housing rights.

The Real Estate Profession­al - Agents in a real estate transactio­n are prohibited by law from discrimina­ting on the basis of race, color, religion, sex, handicap, familial status, or national origin. Agents also must recognize the protection afforded LGBTQ persons under the NAR/ MAAR Code of Ethics.

A request from the home seller or landlord to act in a discrimina­tory manner in the sale, lease, or rental of property cannot legally be fulfilled by the real estate profession­al. Article 10 of the NAR Code of Ethics to which REALTORS® pledge imposes obligation­s addressing equal opportunit­y in housing. In addition, NAR has developed a Fair Housing Program to provide resources and guidance to REALTORS® to ensure equal profession­al services for all people.

The American dream of home ownership is for one and all.

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