Hiring a contractor

Following are some tips homeowners can consider as they look to hire a contractor:

• Identify which professional you need. Some contractors are of the jackof-all-trades variety, but many specialize in a particular line of work.

• Prioritize building safety. Prior to hiring a contractor, homeowners should identify any safety restrictions that might be

enforced by local governments and take note of all the permits necessary to get a job done. Homeowners can then discuss those restrictions and permits as they interview contractors.

• Insist on written estimates. Handshake agreements offer no protection to homeowners or contractors, so written estimates indicating what will be done and how much the project will cost should be provided.

• Know your rights. Laws vary by region, but in general, homeowners

have a right to a written contract and contractors are obligated to provide a signed copy. That contract must be provided before the start of the project. The contract should provide a detailed account of the work that will be done, as well as a timeline indicating important dates that components of the project will begin and be completed. The contract also should detail materials and who is providing them. Payments, guarantees and warranties also should be cited.

• Do not pay in cash. Some contractors may suggest that the project will cost less if paid in cash. However, home improvements should never be cash transactions. Cash does not indicate proof of payment, which can be problematic if a dispute arises.