SafeAmerica Credit Union offers a full slate of banking products, plus mobile and online banking
SafeAmerica Credit Union offers affordable financial services with cutting-edge technology and some of the best interest rates you’ll find for both deposit accounts and loans.
This 65-year-old community-based credit union got its start meeting the needs of Safeway employees in the 1950s. Today SafeAmerica welcomes anyone who lives or works in Alameda, Contra Costa, San Mateo or Santa Clara counties as well as employees of Safeway, Genentech and certain other companies, and members of the Financial Fitness Association.
Cutting-edge technology
With its deep roots in Silicon Valley, SafeAmerica was one of the first credit unions to embrace financial services technology. Today, the credit union offers a long and impressive list of online and mobile banking services, including online banking, online bill pay, mobile banking, mobile deposit, Apple Pay and eStatements.
SafeAmerica’s robust mobile banking app is like having a bank branch in your pocket and at your fingertips. You can use the app to apply for a loan, make a payment, deposit a check, transfer funds, apply a deposit directly to a payment, check your balance or transfer funds with person-toperson payments. The app and all of the mobile services are free for SafeAmerica members.
Banking with Alexa
SafeAmerica isn’t standing still with respect to technology. In early 2019, the credit union plans to introduce banking with Alexa, the voice-recognition virtual assistant technology developed by Amazon. With an Amazon Echo, Amazon Echo Dot or other Alexa-enabled device, SafeAmerica members will be able to do their banking with simple voice commands like “Alexa, please pay my auto loan from my checking account” or “Alexa, please tell me my savings account balance.”
SafeAmerica is also a leader in facial recognition technology to enhance security in its mobile channel.
Not sure how to use banking technology? Come into a branch or call SafeAmerica’s help line and a trained employee will guide you, confidently and confidentially, through signing up for online banking, downloading the mobile app, or using any mobile or online banking services. You won’t get this level of patient and personalized guidance and support from a larger financial institution.
Higher rates for deposits
As a nonprofit midsize credit union, SafeAmerica offers a full range of deposit accounts with higher rates than many banks give their customers. Whether you’re looking for a free checking account, high-yield savings, share certificate, money-market savings or individual retirement account (IRA), you’ll find it at this credit union. SafeAmerica checking accounts come with a debit card, no monthly fees, direct deposit and other benefits.
Unlike commercial banks, where deposit insurance is typically limited to $250,000 per account, SafeAmerica offers enhanced deposit insurance up to $500,000 per account. This extra insurance means your savings are fully protected and you don’t have to open multiple accounts at different financial institutions.
Lower rates for loans
Consumer loans are another strength in SafeAmerica’s lineup of financial products and services.
A friendly SafeAmerica loan officer can help you apply for a car loan, personal loan, personal line of credit, mortgage, home equity loan, home equity line of credit (HELOC), RV loan, motorcycle loan, boat loan or student loan. Both new and refinance loans are available. The preapproval process is easy for any type of loan that you need.
SafeAmerica also offers a Visa-branded credit card with a very attractive rate and top rewards program. The Visa Platinum Rewards Credit Card has no annual fee, no balance transfer fee and no cash-advance fee. You’ll earn one point for every dollar you spend, and points can be redeemed for travel, merchandise, gift cards or cash rewards.
Four locations to help you
SafeAmerica is headquartered in Pleasanton and has additional branches in Hayward, Walnut Creek and Antioch.
Whether you’re a Safeway retiree or Genentech employee or you live or work in Alameda, Contra Costa, San Mateo or Santa Clara counties, SafeAmerica has the banking products and services you need with the attractive rates you want and a mobile app you’ll love. Become a member, open a new deposit account or apply for a new loan today.