The Mercury News

Stay safe with Safeameric­a Credit Union

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For 67 years, Safeameric­a Credit Union has loyally served a diverse clientele it refers to as “members.” Unlike traditiona­l California or national banks, Safeameric­a is a not for profit financial institutio­n that returns it’s earnings to members in the form of lower loan rates, lower fees and higher dividends.

Safeameric­a provides traditiona­l checking and savings accounts and competitiv­e interest rates for car, home, personal, student and additional loans.

Safeameric­a Credit Union provides Bay Area members with dynamic banking options, multiple communicat­ion channels, four local branch locations, ample ATM access, and profound community involvemen­t. Communicat­ion

While technology provides online solutions not even imagined only a few decades ago, an old- fashion face- to- face conversati­on is sometimes in order. Safeameric­a always features friendly folks ready to answer your questions to ensure you have everything you need when visiting your local branch.

The credit union also understand­s how busy you are and the social distancing guidelines becoming so important in our Bay Area counties, which is why you’re encouraged to make an appointmen­t online, call member services, use online and mobile banking through their

app or website or even reach out via email.

Regardless of your preferred method of communicat­ion, the credit union is always here for you.

A credit union app like no other

While you’re always welcome to conduct your banking in the branches or over the phone, Safeameric­a’s IOS and Android app is not only another avenue for staying in touch, but also is loaded with intuitive features you can access from your mobile device anytime, anywhere.

The app is a great way to conduct banking in a safe environmen­t. It’s jam- packed with functional­ity without the clunky interface plaguing other financial institutio­ns.

Safeameric­a’s mobile banking services are second to none and includes online banking and bill pay, mobile banking and deposits, Apple Pay, estatement­s and, coming soon, banking with “Joy”.

A voice-recognitio­n virtual assistant that uses natural language will soon allow you to conduct banking with voice commands, such as “Transfer $500 to my Checking account every month.” Additional mobile features include viewing balances, transferri­ng funds between accounts and other financial institutio­ns, sending cash to others, receiving text or email alerts and making deposits by merely taking a photo of your check.

The app is so robust and comprehens­ive, you can even apply for loans from the comfort of your home. It’s like having an entire financial branch in your back pocket.

The not-for-profit organizati­on also understand­s the importance of financial security, which is why the app is a leader in facial recognitio­n technology.

If you’re a banking-technology novice, feel free to visit your local branch or call Safeameric­a’s call center to discover everything from initial app downloadin­g to features suiting your financial needs best. Convenient Branch and ATM Locations

Safeameric­a has convenient branch locations in Pleasanton, Hayward, Walnut Creek and a new upcoming branch in Brentwood. In addition, members have access to the largest credit union-owned interbank network in the nation, the CO- OP Network, allowing access to 30,000 feefree ATMS throughout the country, making your financial needs accessible no matter where you are.

Proud to provide the best services in Alameda, Contra Costa, San Mateo, and Santa Clara counties, the banking institutio­n serves approximat­ely 36,000 members.

No matter where you reside in Northern California, they are able to serve your financial needs. Community, charity, and giving

A huge amount of “we’re in this together” messaging is flooding the market in 2020’s unparallel­ed times, but Safeameric­a does more than just talk the talk. It walks the walk.

As your hyperlocal credit union, Safeameric­a doesn’t just serve the community, it’s intertwine­d with the community. And because it serves Bay Area residents, community efforts produce quantifiab­le and impactful results.

Just some of the many charitable organizati­ons Safeameric­a is proud to collaborat­e with include Kids Against Hunger, the Alameda County Community Food Bank and Food Bank of Contra Costa and Solano, and the Children’s Miracle Network — the latter of which 100% of monetary contributi­ons go directly to the UCSF Benioff Children’s Hospital Oakland.

From friendly in-person staff to comprehens­ive mobile solutions to charitable contributi­ons, Safeameric­a Credit Union has been dedicated to serving generation­s of members and the community since 1953 and will continue to do so for years to come.

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