The Mercury News

Justin Berteaux | Planet Home Lending

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Justin Berteaux’s nearly two decades’ experience in the mortgage industry as a loan officer and manager is evident as soon as you sit down and talk to him. He has a wealth of knowledge and experience he uses to his clients’ advantage. A local guy, Justin went to high school and college (Santa Clara University) in Silicon Valley.

After his second consecutiv­e Best of Silicon Valley win, Justin explained his keys to success. “Being a good loan officer cannot be summed up with one idea or daily task. Being a good loan officer takes a combinatio­n of experience, working with the right company, and having the right business approach.

“It’s easy to count the number of loan closings you have and be content. To me, the right approach is to focus on helping people. Sometimes that means advising them not to take out a new loan right now. That may sound counterpro­ductive, but I strive to be a true consultant rather than just an order-taker.”

Partnering with the right company can be a difficult task to accomplish. Justin says Planet Home Lending, LLC is the right company for a lot of reasons. It is not just low rates, although that is often the first thing clients notice. Planet Home Lending keeps most of the loans it makes, and has grown its servicing business to over $34 billion.

Planet also partners with some of the industry’s best available technology companies to make loan officers as successful as possible by helping them to spend most of their time with their clients and customers. As a direct lender, it has access to the loans Silicon Valley homebuyers and homeowners need. That is why Planet was named a top 10 mortgage company in customer satisfacti­on by Social Survey. If you have any mortgage-related questions or want to join Planet Home Lending, please call Justin at (408) 710-5252.

18525 Sutter Blvd., #240, Morgan Hill 408-710-5252 justinbert­eaux.com

Runner Up: St. Andrew Armenian Church 11370 S. Stelling Rd., Cupertino 408-257-6743 standrewar­mchurch.org

Best Private School Winner: Bellarmine College Preparator­y

960 West Hedding St., San Jose 408-294-9224 bcp.org

Runner Up: Archbishop Mitty High School 5000 Mitty Way, San Jose 408-252-6610 mitty.com

Best Retirement Community Winner: The Terraces

800 Blossom Hill Rd., Los Gatos, CA 408-357-1100 humangood.org/the-terraces-of-los-gatos

Valley Village Retirement Community 390 N. Winchester Blvd., Santa Clara 408-520-1996 valleyvill­ageretirem­ent.com

Runner Up: Best Senior Living Facility Winner: Caring Hearts Senior Care Home

3065 Van Sansul Ave., San Jose 408-586-8144 caringhear­tsinc.com

Runner Up: Westmont of Milpitas

80 Cedar Way, Milpitas, 408-956-6438 westmontli­ving.com/ca/milpitas/westmont-of-milpitas/

Best Tutoring & Learning Center Winner: Mathnasium

Mathnasium locations include Milpitas, San Jose (5), Santa Clara, Campbell, Cupertino, Sunnyvale, Mountain View, Palo Alto and Redwood City. 877-601-MATH (6284) mathnasium.com

Runner Up: Silver Creek Academy

5619 Silver Creek Valley Rd., San Jose

408-839-5905 scaasanjos­e.com

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