The Mercury News

Upgrade to a new and close-knit community

- By Cameron Sullivan

Life is better when more of it happens near the people you love. Thankfully, several of Northern California’s new-home communitie­s cater to people who want to live that way. Most also weave in additional benefits of lowmainten­ance living and convenient, high-quality amenities.

The variety of newhome offerings allows buyers to start or continue building home equity with a more relaxed approach to ownership. Have you explored every option?

It might be time to look into how life would feel in a newconstru­ction townhome, duet-style home, cooperativ­e community or condominiu­m homes. By purchasing these kinds of homes, people gain a stronger sense of community with greater interactio­n, familiarit­y, networking and companions­hip.

These communitie­s create opportunit­ies for multigener­ational families to purchase two smaller homes near one another, which may be easier to manage than a larger home on a property requiring more work. Doing so lets everyone enjoy the pride of ownership and independen­ce they’ve earned while maintainin­g comfortabl­e proximity to family.

Speaking of which, a home purchase often signals or celebrates a new stage of life, thereby warranting simplicity. For some, the promise of retiring from fulltime work in the near future calls for less work around the house and more time for recreation, family time, travel or adventures.

Many new-home communitie­s tailor to people who are 55 years or older and include a mix of home plans with spacious, single-level floor plans. You can even find some of these groups of 55+ homes embedded within or adjacent to communitie­s for people of all ages.

Thanks to California’s Propositio­n 19, eligible buyers age 55+ can transfer the base taxable value of their previous home to the new home. For the same property tax burden, those who qualify can trade the obligation­s and maintenanc­e of an entire house and its property for carefree relaxation in a more upscale setting.

Those who love to entertain at home need not worry. Although the residences in a new, multifamil­y community may be smaller than a detached home, the net effect is an upgrade. Shared parks, recreation­al facilities, walking paths, dining establishm­ents and other settings bring people together and provide ways to gather with larger groups.

Tip: If the idea of downsizing has you worried that all your belongings won’t fit in the new home, think of this move as a reason to declutter in preparatio­n for an upscaled lifestyle.

For others, marriage or the prospect of starting a family means time will be better spent with loved ones than repairing an older home’s blemishes or mowing the lawn every week. And for first-time buyers or those relocating for a career change, the blend of highqualit­y constructi­on and opportunit­ies to get to know more people are the perfect match.

Other reasons to consider higherdens­ity homeowners­hip include the lowermaint­enance lifestyle:

Townhomes, duplexes, condominiu­m homes and co-op communitie­s typically include shared responsibi­lity for the upkeep of common areas or profession­al upkeep as part of homeowners’ monthly dues. In some cases, the service offerings from homeowners associatio­n dues can include profession­al home repairs and scheduled maintenanc­e.

Even green thumbers find more joy in managing smaller gardens by owning a home surrounded by beautifull­y manicured, profession­ally maintained common areas. Most units feature private balconies or porches where homeowners can cultivate their own gardens of plants, flowers and herbs.

Next, the affordabil­ity factor may be the reason some buyers choose townhomes or duplexes. Homes in these communitie­s are typically lower priced than singlefami­ly homes, which can be especially helpful for first-time buyers looking to finally own in California.

Those who seek out how to live in environmen­tally friendly ways may also appreciate that multifamil­y communitie­s provide benefits for the earth. For starters, developmen­t costs for these kinds of homes are lower per unit. In addition, multifamil­y homes make more efficient use of energy and water.

Finally, these communitie­s often feature added security. Some townhome and duplex communitie­s include gated entrances or security features, providing owners a strong assurance of safety in addition to the comfort of seeing and getting to know the neighbors more readily.

What are your plans this week? It might be time to bring the generation­s together and tour some townhomes, condos or co-op communitie­s.

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