Q: Are there any Medicare Advantage plan benefits people often overlook?

A:Absolutely! Many Medicare Advantage Plans have expanded their benefit packages over the years. If people do not review their plan from time to time, they sometimes forget these newer benefits are available.

Now, before the end of the year, is a good time to check your plan to see if you are missing out on any benefits that can help keep you healthy and save you some money. Remember, not all benefits are available in every plan, but here some that are a part of many popular plans:

Over-the-Counter Spending Allowance: Now is a good time to stock up on cough and cold medicine, pain relievers, cough drops, heating pads, and other wintertime needs if you have money remaining in your spending allowance account.

Flexible Benefits: Some Advantage plans offer a menu of extra benefits for you to select from. These may include coverage for assistive devices, utilities, transportation to and from medical appointments, groceries and more. Check your plan to see if any of these options are offered.

Dental Coverage: Make an appointment now for your dental check-up. You may still have time to receive any needed treatment and have it covered by your 2023 insurance.

Vision Check-up: Many Medicare Advantage plans offer a limited amount you can use for routine eyewear, including glasses and contact lenses at in-network providers.

Hearing Benefits: According to recent studies, 30 to 35 percent of adults between the ages of 65 and 75 experience hearing loss. The percentage goes up as you get older. Why not take advantage of your insurance coverage and get a hearing test and hearing aids if they are needed?

Fitness Membership: Once you get your doctor’s okay, explore any free fitness benefits provided by your plan. There’s no time like the present to get in shape.

Please verify that the providers you choose are in your plan’s network before receiving treatment or making purchases. You can do this by checking online or calling your insurance provider.

If you would like to learn more about available Medicare Advantage plans and Medicare Supplements, please contact us at 440255-5700. Our team of experts have the answers to your Medicare questions.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Laura Mutsko Mutsko Insurance Services, LLC

6982 Spinach Drive Mentor, OH 44060 440-255-5700 www.mutskoinsurance.com