More apps of­fer ways to get cash back

The Oklahoman - - RETAIL - BY JOSEPH PISANI AP Retail Writer

Cash back is not just for credit cards. More apps and web­sites are of­fer­ing ways to earn money on the stuff you buy — as long as you're will­ing to sign up and make a few taps or clicks.

Groupon, Re­tailMeNot and oth­ers work with restau­rants and re­tail­ers to of­fer cash back for their users. In re­turn, they get a cut of the sales made.

But shop­pers have to do some work for the money. You may need to link a credit or debit card, or visit the app be­fore you shop to un­lock the deal. And then there's the fine print to read: Some will of­fer money back, but only up to a cer­tain amount. And in most cases, debit card pur­chases need to be pro­cessed at the regis­ter as a credit card; typ­ing in a per­sonal iden­ti­fi­ca­tion num­ber won't earn you the cash back.

It's not a way to make a quick buck: It can take days or even weeks for a pur­chase to be ver­i­fied be­fore the money is added to an ac­count. But the money can add up over time. Here's a look at some cash back apps:

• Restau­rants: Deal site Groupon launched its cash back of­fer­ing last fall for lo­cal restau­rants and chains such as Dunkin' Donuts, Panda Ex­press and Star­bucks. Called Groupon+, a credit or debit card needs to be linked and then a deal for a spe­cific store has to be claimed. When the card is used at that restau­rant, the cash back amount is re­funded to the card's ac­count. Groupon+ is avail­able in 25 metro ar­eas, and the com­pany plans to ex­pand it.

• Ma­jor re­tail­ers: Both Ebates and Re­tailMeNot of­fer cash back for in-store and on­line pur­chases at Ama­zon.com, Sephora and many other well-known re­tail­ers. For in-store pur­chases, link your credit or debit card and choose the store's of­fer be­fore you shop. For on­line pur­chases, go to Ebates or Re­tailMeNot first, tap a link to the store and then shop. But an eas­ier way is to in­stall Ebates or Re­tailMeNot but­tons to your web browser. The but­tons will alert you if the on­line store you're shop­ping at has a cash back of­fer.

[AP FILE PHOTO]

Cash back is not just for credit cards. More apps and web­sites are of­fer­ing ways to earn money on the stuff you buy, as long as you’re will­ing to sign up and make a few taps or clicks.

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