Not so char­i­ta­ble

The Saratogian (Saratoga, NY) - - YOUR DAILY BREAK - Write to Heloise at P.O. Box 795001, San An­to­nio, TX 78279-5000; Fax 210-HELOISE; or email [email protected] Heloise.com.

DEAR READ­ERS >> To­day’s SOUND OFF is about scam­mers who use char­i­ties to fool peo­ple.

“Dear Heloise: Please warn your read­ers of the char­ity scams that are now very pop­u­lar with thieves. Some­one calls, is very friendly on the phone and wants you to do­nate to some wor­thy cause such as a chil­dren’s char­ity, home­less an­i­mals or some med­i­cal cause, for ex­am­ple.

“If they want you to do­nate, have them mail you in­for­ma­tion on their char­ity so you can think it over. Never let any­one pres­sure you into giv­ing out per­sonal fi­nance de­tails. Bet­ter yet, sim­ply say, ‘I take no so­lic­i­ta­tions over the phone’ and hang up. Don’t lis­ten to any­thing they have to say after your re­fusal to dis­cuss the mat­ter.”

— Frank H., Wash­ing­ton, D.C.

DEAR READ­ERS >> Here are some uses for old credit cards:

• Wash and cut into strips. You can use them to scoop out face creams.

• Use the strips as a re­place­ment for col­lar stays.

• Re­move a bee’s stinger by scrap­ing the edge of a card across the skin at the wound site.

• Scrape gum off car­pet or tile after plac­ing ice on the gum.

DEAR HELOISE >> When my hus­band and I got mar­ried, we de­cided that we would travel the world. We lived on his in­come and saved my earn­ings. At the end of the year, we sat down and de­cided where we’d like to travel. One year he’d pick a place, and the fol­low­ing year I would pick the place. The money left over was al­ways in­vested. We’ve been mar­ried over 30 years, have seen the world and have a won­der­ful nest egg for re­tire­ment.

I rec­om­mend that all young cou­ples who are plan­ning to get mar­ried should sit down, de­cide what they want and work out a plan to en­sure their dreams come true. Build some flex­i­bil­ity into your plans, and never mind what oth­ers are do­ing. — Hat­tie in San An­to­nio

DEAR HELOISE >> We all know how ex­pen­sive lip­stick is to­day. Well, I usu­ally scoop out what is left of my lip­stick and put it in a small plas­tic tub from the dol­lar store. I mi­crowave the con­tainer with the lip­stick. This melts the lip­stick, mak­ing it easy to blend col­ors. Use a lip brush to ap­ply the new color.

— Myrna F., Lady Lake, Fla.

DEAR MYRNA F. >> Myrna, it’s an eco­nom­i­cal and clever way to use all of your lip­stick.

PLAS­TIC VS. FAB­RIC

DEAR HELOISE >> I know a lot of states and cities have banned plas­tic bags, and I un­der­stand their rea­son­ing, but I can’t say I like it. I al­ways reused my plas­tic bags, but now I’ve had to use cloth bags, which I don’t like. I have to make sure I have enough bags with me when I shop. I hate it.

— Glo­ria J., Port­land, Maine

DEAR GLO­RIA J. >> Well, read­ers, what do you think about plas­tic ver­sus cloth bags?

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