HOW HEALTH LEGISLATION COMPARES

REQUIREMENT TO BUY HEALTH INSURANCE

Obamacare: Required, with exceptions. Financial penalties apply.

House bill: Not required; no penalty.

Senate bill: Same as House bill.

COVERAGE OF PRE-EXISTING CONDITIONS

Obamacare: Insurers must cover pre-existing conditions.

House bill: Lets states get waivers to allow insurers to price policies based on health status.

Senate bill: Individuals could get coverage for pre-existing conditions, but denied coverage for drugs or services to treat the conditions.

CHARGING OLDER PEOPLE MORE THAN YOUNG

Obamacare: Insurers restricted to charging 3 times as much.

House bill: Insurers can charge 5 times as much.

Senate bill: Same as House bill.

TAX CREDITS TO HELP PAY FOR INSURANCE PREMIUMS

Obamacare: Credit amount based on income and insurance cost.

House bill: Changes credits to generally benefit younger, higher-income people in low premium areas and hurt older, lower-income people in highpremium areas.

Senate bill: Scales back value of credits and makes more lower-income people and fewer higher-income people eligible. Requires older people to pay a higher share of income towards premiums.

SUBSIDIES FOR DEDUCTIBLES AND CO-PAYMENTS

Obamacare: Given to lower-income families. House bill: Subsidies eliminated. Senate bill: Subsidies retained until 2020, then eliminated.