USA TODAY International Edition

Head to the heartland to retire

Nebraska, Iowa, Missouri lead survey

- Paul Davidson

If you’re daydreamin­g of retiring to traditiona­l havens like Florida, Arizona and Nevada, here’s a one-word retort: Nebraska.

That’s right. Nebraska came out on top in Bankrate.com’s annual ranking of states based on their appeal as retirement hubs. The analysis considered affordability, wellness, weather, culture and crime, in that order.

Following Nebraska in the top five were Iowa, Missouri, South Dakota and Florida.

Nebraska was rated high in wellness (eighth) and affordability (14th) and in the top half in crime (19th) and culture (21st). It scored among the bottom half of states only in weather (30th).

“Nebraska isn’t top mind for many Americans considerin­g where to retire,” says Bankrate.com data analyst Adrian Garcia. “But if you’re looking for a place with high marks for affordability and wellness, you might fall in love with the country’s heartland.”

Meanwhile, Missouri ranked first in affordability. South Dakota was in the top 15 in both culture and wellness. Florida was second in weather.

Maryland fared worst, with New York, Alaska, Illinois and Washington rounding out the bottom five. Maryland was fourth from the bottom in affordability, ninth-worst in culture and 13th worst in wellness. It scored in the top half only in weather (18th).

“Maryland’s poor scores for the factors retirees care most about pushed it to the bottom of Bankrate’s ranking, even below the less affordable New York and California,” Garcia says.

New York was last in affordability and 13th from the bottom in weather, more than offsetting its seventh-best score in culture. Alaska was worst in weather and tied for worst in crime. Illinois was second from the bottom in wellness and 11th worst in affordability. Washington was in the bottom 15 in affordability, crime, weather and wellness.

“There are many factors to consider when deciding where to retire,” Garcia says. “Some people may choose to stay close to family, while others prefer to seek out warm weather or affordable living.

“It comes down to very personal preference­s, so it’s important to weigh all factors and determine what is most important for your happiness.”

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