Health In­sur­ance Mar­ket­place en­roll­ment dead­line is Dec. 15

Siloam Springs Re­gional Hospi­tal of­fer­ing free ap­pli­ca­tion as­sis­tance

Westside Eagle-Observer - - OPINION/NEWS - Staff Re­ports

SILOAM SPRINGS — If you need help com­par­ing plans or fill­ing out an ap­pli­ca­tion on the Health In­sur­ance Mar­ket­place, Siloam Springs Re­gional Hospi­tal is once again of­fer­ing free as­sis­tance dur­ing Open En­roll­ment un­til the Dec. 15 dead­line.

The Af­ford­able Care Act was passed in 2010, and this year’s Open En­roll­ment marks the sixth an­nual cam­paign to ex­tend health­care cov­er­age to cit­i­zens who would oth­er­wise be unin­sured.

To help make health in­sur­ance af­ford­able, the gov­ern­ment uses house­hold in­come to de­ter­mine who is el­i­gi­ble for fi­nan­cial as­sis­tance. This aid might in­clude ad­vanced tax cred­its to help pay for pre­mi­ums or dis­counts on co-pays and de­ductibles. As in past years, many en­rollees are ex­pected to qualify for some type of fi­nan­cial sup­port in 2019.

In­di­vid­u­als who are reen­rolling on the mar­ket­place are en­cour­aged to re-eval­u­ate and com­pare plans, as the low­est-cost option can change from year to year.

All health plans on the Mar­ket­place must of­fer a com­pre­hen­sive set of ben­e­fits, and cov­er­age can­not be de­nied for in­di­vid­u­als with a pre-ex­ist­ing health con­di­tion. Some of the health ben­e­fits in­clude free pre­ven­tive care and well­ness ser­vices; doc­tor vis­its, pre­scrip­tion drugs, hospi­tal and emergency depart­ment care, lab ser­vices, pe­di­atric ser­vices, and men­tal and be­hav­ioral health treat­ment.

For more in­for­ma­tion or to schedule an ap­point­ment with Siloam Springs Re­gional Hospi­tal’s cer­ti­fied as­sis­ters, call 479-2153137.

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