Organise your property investments in 2020

Pay no tax on property income or gains when investing through an ISA/SIPP

Start the New Year by getting your investments in order. With Mail Finance’s trusted partner, Bricklane, you can earn tax-efficient property returns from the comfort of your own home.

Rather than owning property directly, with Bricklane, you can invest in property portfolios known as Real Estate Investment Trusts (REITs).

Bricklane is a very tax-efficient way of investing in property, especially when compared to buy-to-let. While buy-to-let landlords will pay up to 28 per cent on gains in property value and up to 45per cent on rental income, Bricklane offers two ways for you to enjoy tax-free property gains and income.

Invest your 2019/20 ISA allowance in property

With a Bricklane ISA, you can invest your £20,000 ISA allowance and pay no tax on income or gains, no matter how large your investment may become. Your 2019/20 ISA allowance lasts until April 5, 2020, which means you only have a few months left to use it. If you’ve already used your 2019/2020 allowance, you also have the option of transferring old ISAs to Bricklane.

You can also gain exposure to the property market via your pension. In addition to tax-free returns, if you invest with a SelfInvested Personal Pension (SIPP), you can take advantage of government pension contribution bonuses (up to 45 per cent tax relief), and potential Inheritance Tax benefits.

Properties selected by industry experts

Bricklane runs two diversified property funds that investors can choose from: The London

fund contains properties in the capital, while the Regional Capitals fund includes properties from Manchester, Birmingham and Leeds. You can invest in either portfolio or split your investment 50:50 between the two.

Both of Bricklane’s portfolios are assembled and managed by a team of industry experts with more than 100 years combined experience. Over their careers, members of the team have managed and advised on tens of billions of pounds worth of residential property transactions.

As an added bonus, Mail Finance readers can earn from £100 to £1,250 when making an initial transaction of £5,000 or more.**

If you’re interested in learning more about investing with Bricklane, you can visit bricklane.com or contact their UK based customer support team on 0203 1111 432 9:30am - 5:30pm, Monday to Friday.

As with all investing, your capital is at risk. You may not be able to sell your investment within a reasonable timeframe. Bricklane doesn’t give advice and you should seek independent advice before investing. Please see further risks in the Important Information box.