Step-by-step: Create a naked figure, then add wet hair and clothing
1 It’s important for me to understand the figure because wet clothing will cling to it more closely than dry. I sketch out a pose of what will be a young woman holding up her skirts slightly. This is done with Pencil and Paintbrush tools in SketchBook Pro. 2 I sketch out clothes on a new layer and block it in with solid colour on a layer beneath that. The extra weight of wet fabric will cause it to hang straighter, and being wet may also affect the colour. I pick a green for the skirt and white for the blouse. 3 Shading helps with the volumes. I paint with browns and purples on several layers set to Multiply. I limit the spread of the highlights, where I want areas to look wettest. Her white blouse appears semi-transparent where it sticks to her skin.