STOCARD COST: FREE OS: IOS, ANDROID

If you’re a fan of free loyalty programs but don’t really enjoy carrying all the loyalty cards around in your wallet, then this app is for you.

There’s a high-tech camera scanner that lets you add loyalty cards quickly and easily. There are 200 preset loyalty cards but you can add others that don’t appear on that list. Woolworths Rewards, flybuys and Myer One, for example, are all available. You can then have your phone scanned at stores that have the right equipment.

Users also receive personalised offers from retailers and can see current points balances and transactions in real time.

There are plans to add mobile payment capability later in the year, which will give shoppers a holistic experience – from browsing offers to paying at the point of sale, says Stocard.

Reviews for the app are positive with a rating of 4.6 on Google Play and 4.4 on iTunes.