What is one thing you’d like to do to improve your finances in 2018?
EFFIE ZAHOS
Effie is Money’s editor and author of The Great $20 Adventure. Effie says: “2018 will be the year of investing for me. I plan to move some cash onto a P2P lending platform, add some more ETFs to my portfolio, reshuffle my asset allocation in my super and then explore the option of setting up my own fund with the intention of buying property.”
PETER DOCKRILL
Peter is Money’s tech columnist with more than a decade of experience writing about technology. Peter says: “This year I’m determined to not buy anything I don’t need. It’s so easy to get distracted by minor purchases we want but don’t actually require. For 2018, I’m committing to ignoring them – and saving that money instead.”
TERRY RYDER
Terry is the founder of hotspotting.com.au and PropertyU, and author of four real estate books. “A key focus is monitoring personal and business expenses to cut spending. I’m also implementing strategies to lift Hotspotting’s income. The ultimate goal is to improve profitability, reduce debt and create opportunities for investment.”
VITA PALESTRANT
Former editor of the Money section of The Sydney Morning Herald and The Age. Vita says: “Last year I waved my money goodbye, literally. No more! Cash is king again. Never mind the irritated paywave customers behind me in the queue, or the cashiers who struggle to count change. Slow finance is good for tight-fisted consumers.”
GREG HOFFMAN
Greg is an independent financial educator, commentator and investor. Greg says: “Getting my investments in the right vehicles. I often don’t think enough about whether each investment would be better held in my super fund, personal name, a trust or a company. It makes a big difference to after-tax returns.”
ANTHONY O’BRIEN
Anthony launched content and marketing firm Corpwrite Australia in 2008, with longtime Money writer Chris Walker. Anthony says: “Transmuting into Marcus Padley to improve my finances seems a long shot. Realistically, I’ll tap into digital channels and existing clients to expand my business.”