Our experts

SUSAN HELY

Susan, a senior writer at Money for more than 10 years, says: “When I was eight my father encouraged me to save my pocket money. I had two boxes, one for travel and the other for old age. I’m still fearful of being old and poor but having watched my own mother live an unnecessarily frugal life I want to enjoy my old age.”

LUKE HARRIS

Luke is co-founder of the Property Mentors. Luke says: “I don’t particularly have any big fears or worry about money personally. I guess my biggest fear about money is seeing good people have to go without things in life or struggle because they didn’t plan out their finances properly.”

ALEX DUNNIN

Alex is director of research at Rainmaker Information, publisher of SelectingSuper. Alex says: “My fear is not for me but for younger people. Don’t let yourself be frightened by things like home prices and changing technology. Sure, there are big challenges but also huge opportunities. If you don’t seize them, someone else will. It may as well be you.”

MATT BATEMAN

Matt is co-founder of the Property Mentors. Matt says: “As a professional investor I aim to make commercially driven decisions, not emotional ones. I have concerns over things like potential trade wars and possible sharemarket sell-offs, for example, but I also have strategies available to me should any of these events unfold.”

JOHN ADDIS

John is the founder and editor-in-chief at Intelligent Investor. John says: “Inflation? A property crash? Not having enough? I’ve found if I’m sensible with money and managing these risks, that’s enough. Worrying won’t stop a recession or a market crash.”

AMY KOIT

Amy is a lawyer, accountant, lecturer and the founder of website kidsmoneyhabits.com. Amy says: “My biggest money worry: not knowing when I am wasting money. As the saying goes, it’s a problem when you don’t know what you don’t know.”