Be decisive to stay on track
If you’re picking up this magazine for the first time, welcome to the Money club. We’re a bunch of pragmatic optimists here. In the past three months, we’ve dug up saving ideas and smart spending tips on how to keep your finances on track despite the pandemic. We also told our faithful readers at the height of the Covid-19 restrictions in late March to hang in there. Sanity will return. True to form, the markets remain volatile but they have bounced back since March.
It feels like we are now entering phase two, that fragile wait-and-see period before we can leave the health crisis behind. We’ve avoided a cataclysmic spread of infection; now we need to figure out how to keep our finances under control.
In this issue, we feature our annual Consumer Finance Awards, listing the financial institutions that have made it their mission to lead the pack. If you have always wanted to know what’s out there, and wished all that information was wrapped up in one nifty package, then this edition is for you (pages 40-63).
If you’re a long-time subscriber, you already know that we have been running this award for 16 years. Some of our winners have consistently been in the top five of the league tables. This is your time to review your previous choices and decide whether it’s time to stay or switch.
We have many nuggets of investment wisdom to share in this edition, not least is our cover story (page 32). We all love to talk about property, but here we invite you to look at it through a fresh lens.
Right now everyone’s talking about the recession and we’re all aware that the economy is going to go against us. As I said, we are a bunch of optimists at Money and we’ll endeavour to bring you practical and useful tips on how to build your wealth even when things aren’t as great as before the pandemic.
It’s time to be bold and make investment decisions you’ve been putting off for a while. I hope this issue serves as a guide to help you get there.